Saving money doesn’t have to be hard! Anyone can save money and here are a collection of tips designed to help you save money like a boss!
Whether you are trying to save money by reducing your expenses or you are saving for something big, becoming a saver is completely possible.
I was frustrated. I’d been working so hard, trying to save money wherever possible, so there would be enough money to pay cash for my husband’s education.
And I wanted to build up my 3 month emergency fund, save for a new vehicle, and be able to save money for a down payment on a house.
Yet, my bank accounts still didn’t have much money in savings.
What was I doing wrong??
Something needed to change.
I am a saver.
An idea came to me. What if I tracked every dollar I was able to save each month, so I could see just how much I was putting into savings.
You know what?
This simple exercise completely changed how I approached savings! Saving money became a game and all the sudden I started noticing more ways I could add to my savings.
Saving Money on Household Expenses
At first, I didn’t think that I could cut my household expenses and save money on those regular bills.
But, I was wrong.
You can find savings by negotiating a discount, switching to a new provider, or even something as drastic as turning up the temperature on the AC when you aren’t home.
- 11 Underused Ways to Reduce Monthly Expense
- 5 Ways to Cut Your Electric Bill (without spending a dime)
- I Saved $953 By Making 2 Phone Calls
- How to Save Over $2,500
- A Great Way to Control Your Spending: Use Cash!
- See 6 Ways How to Save Money on Eyeglasses
- How You Can Save Money Throughout The School Year
- Where is the Duct Tape? My Car is Falling Apart!
- Get Rid Of Over Spending At The Grocery Stores Once and For All!
Saving Money on Groceries
Great Savings Experiment
Remember, how I started tracking every dollar saved.
If I didn’t spend as much as I had budgeted for the month – I put the money into savings. If I had worked more and had more income, above my regular bills – I put money into savings. If I negotiated a monthly expense to be a lower rate – I put the difference into savings. If I got a refund or found some random money – this got added to my savings.
I did this for an entire year!
Boy was I surprised at how much I was able to save.
Want to guess???
I saved $19,248.60!!! In one year!
I documented my great savings experiment each month as you will find below (the beginning of my journey starts at the the bottom).
- January 2016 Savings Report
- 5 Lessons I Learned from Tracking Every Dollar Saved for a year! December 2016 Savings Report
- November Savings Report
- October Savings Report
- September Savings Report
- August Savings Report
- July Savings Report
- June Savings Report
- May Savings Report
- April Savings Report
- March Savings Report
- Money Saved in February
You CAN budget successfully, even when money is tight! A budget is going to be the best tool to help you live well on a tight income so you can reach your money dreams.